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Pequeños negocios
Recursos financieros

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¿Qué recurso financiero es adecuado para mí?

Hay varios tipos de opciones de financiación disponibles para satisfacer las necesidades de su pequeña y mediana empresa. Cada tipo tiene características específicas que es importante entender. Múltiples tipos de financiación pueden ser adecuados para usted.

 

Descargo de responsabilidad: las recomendaciones no son exhaustivas y NO garantizan la aprobación.


Obtenga asistencia adicional completando nuestro formulario de solicitud  aquí  o contáctenos directamente a nuestro call center 844-333-8249

Recaudación de fondos

El crowdfunding puede ser adecuado para su negocio si el negocio tiene una gran red de apoyo dispuesta a contribuir a su éxito.

Subsidios

Las subvenciones suelen ser una opción de financiación sin arrepentimientos, especialmente para las empresas que tienen dificultades financieras, ya que no es necesario devolver el dinero.

Inversión

Los inversionistas proporcionan capital para un negocio generalmente a cambio de deuda convertible o capital de propiedad.

Préstamos

Los préstamos permiten que una empresa tenga la flexibilidad de cubrir sus gastos o realizar las inversiones necesarias, mientras paga el dinero a lo largo del tiempo, generalmente con algún interés.

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NewSchools call for Funding

GRANT

The 2026 funding opportunity is now open, offering you the chance to bring your vision to life and join a national community of education innovators. If you're developing bold new visions for innovative public schools, creating math or literacy learning solutions, reimagining teaching to be more sustainable and joyful, or empowering students with learning differences, we want to hear from you.

What They Offer:
- Funding: Direct financial support to advance your work. One-year, unrestricted grants range from $150,000 to $250,000.
- Expert Support: One-on-one coaching and access to national experts.
Community: Connection with peer organizations across the country.

Eligibility:

The first step is to complete the eligibility form to determine if your idea aligns with our strategy. We encourage you to submit your eligibility form as soon as possible.

Terms:

Max Amount:

$250,000

Program deadline:

Application deadline:

January 8, 2026 at 11:59 PM PT

Learn More

Walmart Spark Good Local Grants

GRANT

Walmart believes that investing in local communities strengthens our business as well as the communities we serve. Local grants are designed to support local organizations that meet the unique needs of the communities where we operate, build pride among all associates, and deepen relationships with our customers. Each year, Walmart U.S. stores, Sam’s Clubs and Distribution Centers award local cash grants ranging from $250 to $5000.

Eligibility:

- Organizations must have a Spark Good account and be verified by Deed, Walmart’s third-party verification service provider.
- Organizations must serve the same service area that the facility they are requesting funding from serves.

Eligible entities must be a:
- 501(c)(3) public charity: An organization holding a current tax-exempt status and classified as a public charity under Section 501(c)(3) of the Internal Revenue Code, listed on the IRS Master File and conducting activities within the United States; classified as a public charity under Section 509(a)(1), (2) or (3) (Types I or II); and Deed verified.
- Government entity (non-501(c)(3)): U.S. federal agencies territories and commonwealths, state agencies and departments and political subdivisions (including cities, counties, municipal agencies).
- School: All K-12 public or nonprofit private schools, charter schools, community/junior colleges, state/private colleges, or universities. Institutions must have a NCES (National Center for Education Statistics) number or 501c3 tax status and be verified with Deed.
- Church or other faith-based organization with a proposed project that benefits the community at large, such as food pantries, soup kitchens and clothing closets and Deed verified.

Note: Non-charities, including organizations such as 501(c)(4)s, (c)(6)s, and (c)(19)s like homeowner’s associations, civic leagues, or volunteer fire companies, are not eligible.

Terms:

- Grants are awarded through an open application process to eligible organizations serving the same service area that the facility they are requesting funding from serves.
- Organizations must have a Spark Good account on Walmart.com/nonprofits and be verified by Walmart’s third-party verification partner, Deed. Only authorized users of the organization’s Spark Good account may apply.
- Grant amounts range from $250 to $5,000.

Applications are accepted and reviewed on a quarterly basis:
- Nov. 3 – Dec. 31, 2025

- A maximum of 25 applications (pending or approved status), is allowed per organization at any time.
- Once funded, reapplication to the same facility is not allowed within the same fiscal year.
- Final decisions are made prior to the next quarter’s application opening.
- Affirming alignment with Spark Good program guidelines is mandatory for all grant recipients.
- Agreeing to logo usage and recognition guidelines is required.
- If recommended for a grant, funds are distributed through electronic payment via JP Morgan, requiring the organization to provide correct banking within 21 days of the organization’s primary owner being notified that the grant was recommended for approval.

Max Amount:

$5,000

Program deadline:

Application deadline:

Dec. 31, 2025

Learn More

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