أعمال صغيرة
الموارد المالية
ما هو المورد المالي المناسب لي؟
هناك عدة أنواع من خيارات التمويل المتاحة لتلبية احتياجات أعمالك الصغيرة والمتوسطة. كل نوع له خصائص محددة من المهم فهمها. قد تكون أنواع التمويل المتعددة مناسبة لك.
إخلاء المسؤولية: التوصيات ليست شاملة ولا تضمن الموافقة.
احصل على مساعدة إضافية عن طريق ملء نموذج الطلب الخاص بنا هنا أو اتصل بنا على مركز الاتصال الخاص بنا مباشرة 824-333-844
التمويل الجماعي
قد يكون التمويل الجماعي مناسبًا لعملك إذا كان للشركة شبكة كبيرة وداعمة على استعداد للمساهمة في نجاحها.
منح
عادةً ما تكون المنح خيارًا غير نادم للتمويل ، خاصةً للشركات التي تكافح ماليًا ، حيث لا يلزم سداد الأموال.
استثمار
يقدم المستثمرون رأس المال للأعمال التجارية عادة في مقابل ديون قابلة للتحويل أو حقوق ملكية.
قروض
تتيح القروض للشركات المرونة في تغطية نفقاتها أو القيام بالاستثمارات اللازمة ، مع سداد الأموال بمرور الوقت ، مع بعض الفوائد عادةً.
تضييق نطاق البحث
Motor City Match Round 30
This application is for the Cash Award Track - cash grants for up to 15 projects that have secured a location in an existing commercial building, completed a business plan, a plan to complete necessary architectural and design drawings, and have a comprehensive project plan with an itemized budget specific to the proposed project location. The maximum grant award is $100,000 per project, the grant average is $50,000. Applicants must demonstrate a financial need and a lack of access to the necessary capital needed to complete the proposed project. Loans are facilitated through Motor City Match lending partners.
Eligibility:
Eligibility Criteria: The following individuals are not eligible to apply: Business owners who are:
(1) employees, elected officials or appointed officials or officers of the City of Detroit government (the City);
(2) employees or board members of the Detroit Economic Growth Corporation (DEGC);
(3) employees or board members of the Economic Development Corporation of the City of Detroit (EDC);
(4) Motor City Match Lending Partners or Jurors;
The following individuals must disclose their status. Upon receipt of an applicant’s disclosure, the EDC will determine whether a conflict of interest exists and if the conflict can be mitigated and/or granted an exemption in accordance with EDC policies and federal regulations.
(1) employees, elected officials or appointed officials or officers of the City of Detroit government (the City);
(2) contractors affiliated with the Motor City Match program;
(3) spouses and dependents of
(a) employees and board members of the City, DEGC, and EDC;
(b) contractors affiliated with the Motor City Match program; and
(c) Motor City Match Lending Partners or Jurors
Terms:
Up to 25 finalists will be selected by MCM staff.
From the 25 finalists, up to 15 awardees may be selected
Finalists will be introduced to a panel of lenders to facilitate consideration for financial need.
Finalists will be required to do a site visit with MCM staff.
Finalists will be required to submit supplemental materials including but not exclusive to:
Written project plan
Detailed itemized budget (sources and uses)
Deed or lease or letter of intent for a minimum of 3 years
Cost estimates received from trade contractors
Personal and business financial information
Loan application and/or proof of funding.
Awardees will be selected based on business application scores and supplemental information received.
Applicants must demonstrate a financial need and lack of access to capital
A minimum of 10% project equity is mandatory for consideration.
Award selection is subject to approval by the EDC Board of Directors
Financial Assistance associated with this award must be accessed through an initial grant disbursement within 1 year of the date of approval by the EDC Board of Directors
Max Amount:
$100,000
Program deadline:
Application deadline:
Sept. 30, 2025
Learn More
Green Grocer Program
The Green Grocer Program (GGP) vision is to increase the quantity of quality grocery options in the city of Detroit. Program activities must enhance the consumer experience, increase access to fresh food, make a positive impact for the neighborhood and for the consumer, and inspire business innovation and new neighborhood partnerships.
The overarching goal of GGP is to have more fresh and healthy food available at retail food locations in Detroit. In addition to the continued support of larger traditional full-service grocery stores, this phase of GGP will emphasize attraction efforts to create walkable neighborhood grocery shopping options through new smaller-scale neighborhood grocery stores, existing convenience stores willing to include grocery essentials, fresh meat and produce, and innovative hybrid food locations, all of which have fresh healthy food options.
Green Grocer Program Cash Grant Awards can provide eligible awardees with funding to assist in opening a small format grocery store or providing fresh food options in an existing retail location in Detroit (including convenience stores or other retail locations). Grant funding will enable grocery development projects to procure needed equipment, technology, inventory, and buildout completion. The maximum cash grant per store is $25,000.
Eligibility:
To participate in the Green Grocer Program and be eligible for assistance, the business must be:
· A registered for-profit business in good standing with a business address located within the City of Detroit
Participating Green Grocer Program Detroit Stores include:
• Small format specialty stores (1,500 – 5,000 sq. ft.) that will increase groceries and fresh foods to over 15% of current selling space.
• Mixed market community stores (3,000 – 15,000 sq. ft.) either new or expanded that increase fresh produce, meat, dairy, specialty, organic or other alternatively sourced product.
• New Construction (over 10,000 sq. ft) with fresh produce, meat, and dairy.
• Alternative format stores with preponderance of fresh food.
Terms:
Max Amount:
$25,000
Program deadline:
Application deadline:
Sept. 30, 2025